Articles
Why advisors should be talking about life settlements
The life settlement market is often described as niche, but recent five-year data from the Life Insurance Settlement Association tells an interesting story. Since 2021, more than $20 billion in life insurance policy value has changed hands through the secondary market, with LISA members paying consumers $3.6 billion for policies they no longer needed. This […]
NAIC regulators continue pushing for annuity illustration updates
State insurance regulators are seeking to reopen a key annuity illustration model regulation as they consider a significant overhaul of how illustrations are used in the sales process. The National Association of Insurance Commissioners’ Annuity Illustration Working Group held conference calls last week and this week in an attempt to forge a consensus path forward […]
The Super El Niño Effect on insurance and what it means for clients
Forecasters are warning that Super El Niño is expected to make its debut soon and will likely continue through winter and early 2027, according to the National Oceanic and Atmospheric Administration. Though Atlantic hurricane activity may be reduced, insurance carriers will still feel its impacts. Elevated losses from flooding, severe convective storms, winter storms, wildfires, […]
Wink: Flat first-quarter annuity sales fall just short of $100B
Total annuity sales for the first quarter were flat year over year, Wink, Inc. reported Friday, and fell just short of the $100 billion mark. Sales of $99.4 billion were up 0.8% over Q1 2025, Wink said, and down from $117 billion in the first quarter. Traditionally, the first quarter is the annual low-water mark […]