Articles
Oklahoma’s insurance reform: What it means for advisors nationwide
Oklahoma has historically been a “use-and-file” state, in which insurance companies could set rates and then submit supporting information to regulators. New legislation shifts things toward a more “file first, then use” approach. It requires insurers to file proposed rate changes and supporting information before rates take effect, giving regulators time to review the filings […]
ACA premium shock: Health insurers request hikes up to 30% for 2027
Consumers and small businesses could face a substantial financial burden in 2027, as major health insurance providers officially submit rate requests seeking steep premium increases of up to 30%. Soaring medical service costs and the expiration of pandemic-era federal premium subsidies are driving the steep rate hike requests. Some state officials are pushing back on […]
Initiative looks at how caregiving impacts workplace benefits
About 1 in 4 adults in the U.S. are unpaid caregivers to a family member or friend, and about 7 in 10 of those caregivers are in the workforce. This means that about 44 million people are juggling caregiving duties with paid employment. Caregiving is reshaping the workplace, employee benefits and long-term financial security. The […]
Lawsuit: UnitedHealth misled seniors into dropping Medicare benefits
The 9th U.S. Circuit Court of Appeals will hear arguments next month on lawsuit challenging how UnitedHealth markets Medicare Advantage plans. In March 2025, the lawsuit, The Estate of Bibi Ahmad v. UnitedHealth Group Inc., et al., was dismissed by California District Court Judge Monica Ramirez Almadani solely on federal preemption grounds. “This Court does […]